insurence

[j&l]

I was wondering how much cargo insurence you guys carry?

[ccoop769]

150k for 3/4 car hauling

[j&l]

whats the avg price for 150 cargo and 1 million liabity youv heard of currently i have 350 cargo and 1 mill.just trying to get idea

[ccoop769]

my new quotes are around $8500. $2000 down 720 month 9 payments, but im young, and dumb, and 2 years cdl, new business, 1st year 12k, 2nd year 9200 while under 2 years cdl expereince, now im over 2 years, i was expecting better rates, but I also drive duallies.

[j&l]

it should go down, the last time i renewed they really tried to crack me on cargo.my rep had to really work them.

[bayou hotshot]

I have 150 cargo 1million 20k on truck $5,500 a year if you pay it in full

[ccoop769]

Originally Posted by bayou hotshot

I have 150 cargo 1million 20k on truck $5,500 a year if you pay it in full

You dont haul cars though???? Scheduled autos is alot more on insurance, thats a nice premium though, I will have to bring that up to my agent, see how much of a discount there really is to pay in full vs payments. Thought last I checked its was only about $500 cheaper, but that was when I first started, alot has changed since then now that im on my 3rd year, 2nd with the new company name. Or is it my 4th year Filling out a form today and wrote 28 and i think im 29, man whats wrong with me, is this normal???? Dont think im a kid anymore, gotta few grays growing off my head

[bayou hotshot]

I have cars on mine but told them 30% of the time not 100% and i have lots of grays Ex-wife did it to me

[ccoop769]

Got my renewal with my same agent again. They the cheapest.

150k Cargo (scheduled autos)
1 million liability
1000 deductable
20k physical damage (Truck)
8K physical damage (Trailer)

Quote was around $8500 with financing.

Arghh, 1 day maybe I will have $5000 a year insurance. Is that golden egg around anywhere yet...hehe

[Buster]

My Insurance is $7800 a year. 1 mil. liability, $150k cargo, $150k garage keepers (cars), $1000 deductible with replacement value on the truck and trailer. The $150k cargo costs my $75 a year and covers anything thats not on wheels. I'm located in northern California. My agent told me if I lived in most any other state, he could right this policy for around $5500 per year. I have no claims, no accidents and no tickets for more than 5 years and a cdl for 25+ years. This is on an 08 Dodge 4500, an 09 Infinity GN400 and a single car trailer.